In observance of Martin Luther King Jr. Day, we will be closed Monday, January 16th. We will resume regular business hours on Tuesday, January 17th.

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Ocean Bank

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View benefits

Personal Credit Cards

Benefits from Mastercard®

Access conveniences and offers that come with your Ocean credit card.

Service & Assistance

Mastercard Global Service™

Speak with a live agent 24/7 to report a lost or stolen card¹ and receive a replacement card as soon as the next business day. You can also arrange for an emergency cash advance. You are not liable for unauthorized transactions on reported lost or stolen cards. 

 

Mastercard ID Theft Protection™

Protect your personal information with suspicious activity monitoring for your credit, debit and bank accounts, passport, driver’s license, Social Security and national identity numbers, address changes and more. Get help from certified identity theft resolution experts to resolve issues. 

Reward Points

Earn 1 reward point for every $1 in qualifying purchases² and redeem points for brand name merchandise, travel opportunities, restaurant and store gift cards or direct deposits into your Ocean Bank personal checking or savings account. Or, apply points toward a statement credit. 

 

Redeem online

Global Airport Personalized Services

Mastercard Airport Concierge           

Save 15% on Airport Meet and Greet services, including a dedicated agent to escort you through the airport on departure, arrival or any connecting flights. Expedited security and/or immigration clearances are available in some airports.

 

 

Enjoy the benefits of the Platinum Rewards Card

Learn how to enjoy these perks and get more information about Mastercard benefits, terms and conditions.

View Platinum Rewards Card Guide to Benefits

Apply now

Service & Assistance

Mastercard Global Service™

Speak with a live agent 24/7 to report a lost or stolen card1 and receive a replacement card as soon as the next business day. You can also arrange for an emergency cash advance. You are not liable for unauthorized transactions on reported lost or stolen cards. 

 

Mastercard ID Theft Protection™

Protect your personal information with suspicious activity monitoring for your credit, debit and bank accounts, passport, driver’s license, Social Security and national identity numbers, address changes and more. Plus, get help from certified identity theft resolution experts to resolve any issues. 

 

 

Global Airport Personalized Services

Mastercard Airport Concierge           

Save 15% on Airport Meet and Greet services, including a dedicated agent to escort you through the airport on departure, arrival or any connecting flights. Expedited security and/or immigration clearances are available in some airports.

Enjoy the benefits of the Platinum Card

Learn how to enjoy these perks and get more information about Mastercard benefits, terms and conditions

View Platinum Card Guide to Benefits

Apply now

You must be 18 years of age to apply for a credit card online.

Platinum Rewards Credit Card and Platinum Credit Card are subject to credit approval.

1 Cardholders should use reasonable care in protecting the card from loss or theft and promptly report loss or theft to Ocean Bank.

 

2 A qualifying net purchase is a purchase minus returns and/or other related credits.

 

Mastercard benefits may change at any time and without notice. Some benefits have limitations, exclusions and requirements for coverage. For more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372. Some Mastercard benefits require enrollment. Certain conditions apply. Refer to your card’s Mastercard benefits brochure for complete details.