In observance of Martin Luther King Jr. Day, we will be closed Monday, January 16th. We will resume regular business hours on Tuesday, January 17th.

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Small Business Loans

Small Business Loans

Power your business with a loan that fits your budget, meets your needs and fuels your growth.

Access funds for working capital, to purchase commercial real estate or to expand your business.

Meet with an Ocean Financing® expert

Small Business Lending Options

 

Small Business Loans and Lines of Credit

Strengthen working capital with a lump sum loan and a fixed monthly payment that fits your budget and financial forecasts. Or get access to a line of credit so you can draw what you need when you need it, up to a preset amount. As you repay advances, access funds as often as needed.

Commercial Mortgage

Buy or refinance commercial property to occupy or rent with lending terms and options that meet your budget. Add a new revenue stream to your business by acquiring space for immediate rental income and future growth.

Business Credit Cards

Issue employees cards with Mastercard® global acceptance and security, and monitor and control expenses while you earn rewards points redeemable for cash, travel experiences and merchandise.

Learn more

SBA Lending

Secure financing backed by the Small Business Administration (SBA) that offers low down payments, easy qualification and competitive terms. Loan options are available to finance major purchases, enhance cash flow and refinance debt. 

Learn more

Additional credit solutions by Ocean Financing®

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

See what you can do

Global Trade Financing

Expand into new markets with insight and advice from Ocean global trade financing experts.

Discover how

Asset-Based Financing

Leverage the value of inventory, equipment and accounts receivable to strengthen cash flow.

Find out how

Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.

Find out more

Loans subject to credit approval.