In observance of Martin Luther King Jr. Day, we will be closed Monday, January 16th. We will resume regular business hours on Tuesday, January 17th.

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Ocean Bank

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Personal Banking

Checking Accounts

Banking With Choices

Pay bills, make purchases, get cash, go paperless and write checks.

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Savings Accounts

See It, Then Save For It

Ways to reach your goals for your now and your next.

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Digital Banking

Less Time Banking, More Time Doing

See what you can do
Personal Loans

From Goals To Plans

Funds for your vision and your future

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Contactless Credit Cards

Purchasing Power

Low intro rates plus global acceptance and benefits of Mastercard®

Find your card

How can we help you?

Meet with an expert

Loans and credit cards are subject to credit approval.

1Online personal deposit account opening available to U.S. citizens age 18 and above who reside in the United States. Online business deposit account opening available to businesses formed and registered in Florida and accounts are limited to two signers.

2Available for personal accounts.

 

3You must be at least 18 years of age to apply for a credit card online. Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean and meet other eligibility requirements.

 

4Requires enrollment in eZCard or Online Banking.  

Here's how we can help

Enjoy the benefits of low intro rates to pay for purchases anywhere Mastercard® is accepted, in person and online.

Find your card

Tap into the equity you’ve built up in your home to get a line of credit to pay for home renovations, a family vacation, or just about anything.

Learn how

Get a loan up to 100% of the value of your Ocean Personal Certificate of Deposit or Ocean Personal Savings. Use loan funds for just about anything without depleting your savings.

Talk with an expert

Here's how we can help

Save for retirement with a tax-advantaged Individual Retirement Account.

Open at a branch near you

Lock in a fixed interest rate and choose from a variety of CD terms. Open an 8-month CD online or visit a branch for more options.

Open online Find branch

Here's how we can help

Transfer balances from higher interest credit cards to an Ocean credit card with a low intro rate.

Find credit card

Automatically transfer money from your checking to an interest-earning savings account.

Find your account

Lock in a lower rate than your current mortgage to reduce your monthly payment plus get cash to pay off higher rate debt.

Talk with an expert

Here's how we can help

Choose a fixed- or adjustable-rate loan with terms from 10 to 30 years.

 

Learn more

Speak with an expert

Here's how we can help

Options include cards with low intro rates, no annual fees and cards that earn rewards – plus you can apply online now.

Find credit card

Get start with just $20 and enjoy the convenience of a free contactless Debit Mastercard® for your digital wallet.

Open now

Start saving at competitive rates with a low $250 initial deposit and a free contactless Debit Mastercard®.

Open now

Lock in a fixed interest rate from account opening through maturity.

 

View rates

Open 8-month CD online

Here's how we can help

Use the balance in your Ocean Personal CD to secure the card, then manage your spending and pay on time to improve your credit status.

Apply now

Set up one-time, recurring and automatic payments in Online Bill Pay.

Enroll in Online Banking

Use our online financial management tool to track expenses, set spending limits and create a budget.

Enroll in Online Banking