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Ocean Bank

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Payables

Cash Flow Management

Simplify the way you make payments

Find your account

Start your digital banking experience with an Ocean business account

Find your account

Time your payments so you can

hold on to cash longer

Automated Clearing House (ACH)

Good choice if you want to send funds directly to the accounts of your payees

Send payments individually or in batches. Add Positive Pay services to ensure that only the payments you originate are processed.

Available with:

Online Banking Mobile App

Benefits:

Electronic processing is faster than mailing paper checks so you can hold on to cash longer

Schedule recurring and one-time transactions in advance or opt for same-day processing

Download transactions to your accounting software and eliminate data entry errors

View transactions in real-time on your phone or computer and stay in the know

View video
Online Bill Pay

Good choice if you want to pay any person or business in the U.S. without mailing a paper check

Electronically pay bills on the spot or schedule payments for a future date

Available with:

Online Banking

Benefits:

Set up recurring payments for expenses with fixed amounts

Save the time and expense of writing and mailing paper checks

Pay bills from any Ocean business checking or money market account

If your payee cannot accept electronic payments, we mail a paper check at no additional cost

Paycards¹

Good choice if you want to instantly disburse money to cover payroll, business expenses and reward customers and employees

Issue reloadable Mastercard® prepaid cards

View paycards for Payroll PDF View paycards for Tips PDF View paycards for Rewards & Expenses PDF

Benefits:

Electronically load funds to a card employees can use to pay for purchases on line or in-store or withdraw money at ATMs

Issue future payroll to the same reloadable card

Pay contractors, vendors and others requiring 1099 reporting

Save the time and expense to write and distribute paper checks

Payroll Services²

Good choice if you want to automate your payroll workflow

Manage it all in one secure online portal

Online Banking Mobile App

Benefits:

Send employee pay directly to the bank account they designate

Automatically calculate federal, state and local taxes and automate tax payments

Prepare W-2s and download details for tax reporting

Save the time and expense of paper payroll checks

Wire Transfer

Good choice if you want to securely send large payments to U.S. and international recipients

Send outgoing wire transfers in U.S. currency when scheduled in Online and Mobile Banking. Speak with a wire transfer expert to send funds in your recipient's local currency.

Available with:

Online Banking Mobile App

Benefits:

Fast transfers so recipients receive funds the same day, often within minutes

Online templates securely store information so it’s easy to send recurring wires to the same beneficiary

Schedule a wire transfer online or speak with a wire transfer expert for assistance

Accounts payable solutions

that do more than just disburse funds

Optimize Profit

Fast electronic payment processing means you hold on to cash longer.

Pay Bills Automatically

Schedule one-time or recurring transactions in advance or send same day.

Eliminate Errors

Download transactions directly to your accounting software and save time.

Maintain Control

View real-time transactions on your phone or computer and stay up to date.

Business Rewards Credit Cards from Mastercard®

More efficiency - and more rewards

Subject to credit approval.

Find your card

Get Rewarded

Issue cards to employees to pay for authorized expenses and earn rewards faster.

Automatically Pay Bills

Set up business bills to be charged to the card and save the time and expense of issuing paper checks.

Control Expenses

Set and change spending limits to cover employee travel, entertainment and other reimbursable expenses.

Monitor Activity

View charges online and download activity to accounting software to track spending and prepare taxes.

More ways to efficiently optimize
outgoing cash flow

Positive Pay

Add an extra layer of fraud prevention to outgoing payments

Automatically flag ACH and paper check transactions before they are processed. Instantly approve or stop payment of unauthorized transactions online.

Find out how
Business Lines of Credit

Stay on budget with regular, monthly payments

Plus, enjoy the flexibility to accelerate paying back draws when your business has available cash and save on interest expense over time.

Talk with an expert
Ocean Factoring™

Finance receivables and get immediate cash to pay bills

Ocean purchases your accounts receivables and you receive an upfront lump sum for working capital without carrying debt on your balance sheet.

Explore options

Looking for ways to manage your cash flow?

Speak with an expert

Schedule a meeting

1  Paycard services provided by Netspend.

Paycard services provided by

2 Payroll and HR Services provided by Paylocity.

Payroll and HR Services provided by

Now leaving the
Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the
Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue