In observance of Martin Luther King Jr. Day, we will be closed Monday, January 16th. We will resume regular business hours on Tuesday, January 17th.

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Ocean Bank

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International Banking

Family Banking

Open FDIC-insured checking, savings and CD accounts for you and your family.

Explore options

Business Banking

Start with a simple account and add features to maximize efficiency and convenience.

Find your account

Credit Cards

Enjoy the global acceptance and trusted security of Mastercard® credit cards for you, your family and your business.

Find your card

International Elite

Make the most of your Ocean relationship with extra perks for your global lifestyle.

Speak with an expert

Investments ⃰

Customized financial strategies for the many milestones in life.

 

Learn more

Personal Loans

Choose the right loan, including the option to borrow against your Ocean deposit accounts.

Find out how

Business Loans

Preserve cash by tapping into financing options that help you operate or expand your business.

See what you can do

How can we help you?

Meet with an expert

Apply for

Credit Cards1

Personal

Rewards Card

Secured Card

Business

Secured with Rewards Card

Mobile & Online

Available Devices

iPhone

iPad

Android

Download app:

*Ocean Financial Services, LLC is a subsidiary of OFS Holding, which is a subsidiary of Ocean Bank, a Florida chartered bank. Securities are offered through Ocean Financial Services LLC and not Ocean Bank. Ocean Financial Services LLC is a registered broker dealer. The securities and investment products offered exclusively by Ocean Financial Services LLC are not bank deposits or obligations or guaranteed by the bank, are not insured by the FDIC and are subject to investment risk, including the possible loss of the principal invested. Ocean Financial Services, LLC. Member FINRA and SIPC.

Loans and credit cards subject to credit approval.

1Online personal credit card applications available to individuals who meet the card's eligibility requirements. Online business credit card applications available to businesses and guarantors who are existing customers of Ocean Bank and meet other eligibility requirements.

 

2Requires enrollment in eZCard or Online Banking.  

Here's how we can help

Adjustable-rate mortgages with intro rates typically lower than fixed-rate loans, and then adjust up or down with market conditions.

Speak with an expert

Here's how we can help

Adjustable-rate mortgages with intro rates typically lower than fixed rate loans, and then adjust up or down with market conditions.

Speak with an expert

Here's how we can help

Save for future educational expenses and benefit from tax-free earnings. Talk with your tax advisor.

Open at a branch

Lock in a fixed interest rate with an FDIC-insured account.

Open at a branch

Ocean Financial, an independent financial services firm, guides financial strategies for comprehensive investment management.

Talk with a licensed advisor

Here's how we can help

Enjoy the convenience, security and global acceptance of Mastercard®

Find my card

Personal and business cards backed by an Ocean Certificate of Deposit. Get stared with $500.

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Here's how we can help

Purchase or develop commercial property to occupy or rent.

 

Schedule a virtual meeting

Start your next new build project or renovate an existing property.

 

Schedule a virtual meeting

Build your portfolio and generate cash flow with income-producing commercial and residential properties.

 

Schedule a virtual meeting

Here's how we can help

Access accounts 24/7 and pay bills from anywhere. Enroll in Online Banking to get started.

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Send money in minutes to any person or business within the U.S. or across the globe.*

Enroll in Online Banking

 

 

*Via Online Banking and Mobile Banking, outgoing wires going out of the U.S. can only be processed in U.S. currency.

Send payments securely with digital services including ACH, Online Bill Pay, Paycards, Payroll Services, wire transfers and more.

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Here's how we can help

Pay bills*, deposit checks, transfer funds between your accounts, enroll to receive eStatements, set account alerts, make loan payments and more.

Enroll now

 

*Mobile Bill Pay is not available for business accounts.

Pay contactless anywhere in the world Mastercard is accepted, plus withdraw cash at any ATM in the Mastercard global network.

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Travel lighter and pay without cash or plastic when you load your Ocean credit and debit cards on to your digital wallet.

Find out how