Send & Receive Money
Online Bill Pay is available for personal and business checking and money market accounts.
To pay a bill from your personal account:
- Sign in to Online Banking
- Select Payments
- Select Add a Company or Person
- Enter the amount
- Enter the deliver by date
- Select Send Money
To pay a bill from your business account:
- Sign in to Online Banking
- Select Payments
- Select Add a Bill
- Enter the amount
- Enter the deliver by date
- Select Make Payments
Tips:
Enroll your personal account in Bill Discovery and automatically search for and add payee information to avoid manual errors. You can also pay bills from your personal account using the mobile app.
Schedule payments in advance and set up one-time and recurring payments.
Pay bills from your personal account.
- Sign in to Mobile Banking
- Select Payments
- Select Pay Bills
- Add a New Biller, or select Find Bills
- Enter the amount
- Enter the deliver by date
- Select Pay
Mobile Bill Pay is not currently available for business accounts.
- Sign in to Online Banking
- Select Internal Transfers
- Select Make Transfers
Or
- Sign in to Mobile Banking
- Select Transfers
- Select Make a Transfer
To set up Direct Deposit with your employer, give your employer your account number and the Ocean Bank routing number: 066011392
Send a U.S. or international wire transfer from Online or Mobile Banking.
- Sign in to Online Banking or Mobile Banking
- Select Wire Transfers
For personal assistance from a Wire Transfer expert, call Customer Service at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648)
Wire transfers made using the mobile app and going to recipients outside of the United States are processed in U.S. currency. If you need to send a wire in a foreign currency, call Ocean Customer Service for personal service using the number above.
If the sender’s financial institution is a member of the RTP® Network, you can receive a payment to your account.
Provide the sender your account number and the Ocean Bank routing number: 066011392
- Sign in to Mobile Banking
- Select Deposit
Tips:
- Your phone camera must be turned on so you can take a photo of your check
- Deposit any check drawn on a U.S. bank or credit union
- Sign the back of the check and write ”For Mobile Deposit Only” under your signature
- Make sure the camera on your mobile device is turned on, place the check on a dark surface and take a photo of the check
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Ocean Bank website